Detached house for sale in Kemijärvi, Kemijärvi

The object is sold in an online auction on the website www.huutokaupat.com during 24 April–11 May 2026. Participation requires registration. The deadline for submitting bids ends on 11 May 2026 at 18:00 (or 3 minutes after the last accepted bid).

The Enforcement Authority is not responsible for the functionality of the service provider’s system. The highest bid is the one the service provider’s system has accepted as highest. The enforcement officer decides whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer’s liability to compensate under Section 25 of Chapter 5 of the Enforcement Code.

The enforcement authority reserves the right to terminate the sale or to extend the sale period.

The property is seized and is sold by the enforcement officer by public sale in accordance with Section 76 of Chapter 5 of the Enforcement Code and, where applicable, the general auction terms of the Enforcement Code.

Payment terms

The enforcement officer will inform the highest bidder whether the bid can be accepted. If the bid can be accepted, the buyer shall pay the full purchase price by bank transfer to the Enforcement Authority’s official account. Once the payment appears on the official account, the enforcement officer will issue the sale decision to the parties. The purchase price cannot be paid by credit card.

Deposit: If the full purchase price is not paid immediately, the buyer must pay a deposit of 20% of the purchase price immediately.

Payment period: If necessary, up to six weeks’ payment time may be granted for the remainder of the purchase price from the sale decision. In that case annual interest is charged on the full purchase price for the entire payment period from the sale date until the end of the payment period. The reference rate is currently 2.50%. If payment has not been made within the granted period, annual default interest will thereafter be charged, which is currently 9.50%.

Obligations transferred to the buyer

On transfer of ownership of the real estate, the buyer must pay the transfer tax of three per cent voluntarily before applying for title and at the latest within six months of signing the deed of sale. The buyer is responsible for the costs of title registration and the transfer tax.

The State has a right of pre-emption in the sale of real estate if acquisition is necessary to ensure national defence, border surveillance or border security, or to safeguard or control territorial integrity (Act on the State’s Right of Pre-emption in Certain Areas 29.3.2019/469).

Foreign persons defined by law may acquire real estate in the territory of the State of Finland only if permission for the acquisition is granted (Act on the State’s Right of Pre-emption in Certain Areas 29.3.2019/470).

Object’s sales conditions (Swedish)

The object is sold in a rising-bid online auction on the website www.huutokaupat.com. The deadline for submitting purchase bids ends on 11 May 2026 at 18:00 (or 3 minutes after the last purchase bid accepted to the auction).

The Enforcement Authority is not responsible for the function of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as highest. The enforcement officer decides separately whether to approve or reject the highest bid. Bids placed in the online auction are binding. If a bid is approved, the bidder is obliged to pay the offered purchase price within the agreed payment time. Failure to pay the offered purchase price may lead to the buyer’s liability to compensate under Section 25 of Chapter 5 of the Enforcement Code.

The enforcement officer reserves the right to end the sale or extend the sale period.

If it is not possible to submit bids via the Huutokaupat.com service, a prospective buyer may submit a written bid to the enforcement officer. The bid will be entered into the online auction as a maximum bid according to the automatic increase feature. The bid must be submitted in written form to the Enforcement Authority by 8 May 2026 at 12:00 to the address: Utsökningsverket / Kuusamo verksamhetsställe, Kaiterantie 20, 93600 Kuusamo. A written bid is binding and the same conditions apply as to the online auction. The written bid must be signed and must state the bidder’s contact details, the bid’s maximum amount and the number of the object in the Huutokaupat.com service to which the bid relates.

The property is seized and sold privately by the enforcement officer in accordance with Section 76 of Chapter 5 of the Enforcement Code and, where applicable, the general auction terms of the Enforcement Code.