Seized flat, 2 rooms + kitchenette + sauna, Jyskä, Jyväskylä

ATTENTION! Update to contact details 27 March 2026:

“The housing company has on 27 March 2026 announced that it has dismissed the property manager Heini Sulkula named in the brochure and matters are currently handled by the company’s board. Inquiries intended for the property manager should, contrary to what the brochure states, be sent by e‑mail to: asoylahjamaantie4@gmail.com.”

How to place offers

The property is sold by ascending bids in an online auction on www.huutokaupat.com between 25 March and 26 April 2026. Participation requires registration. The deadline for submitting offers ends at 18:00 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the service provider’s system functionality. The highest bid is the one the service provider’s system has accepted as highest. The enforcement officer will separately decide whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to buyer’s compensation liability under Chapter 5, Section 25 of the Enforcement Code.

The enforcement authority reserves the right to end the sale or to extend the sale period.

Deposit

The buyer must immediately pay a deposit equal to 20 per cent of the purchase price, unless the buyer is clearly assessed as solvent. Acceptable as deposit are cash, equivalent means of payment and security. Immediate credit to the Enforcement Authority’s trust account FI93 8129 9710 0163 61 is also accepted. When paying to the trust account, use reference number RF3935600000009230. The deposit cannot be paid by credit card.

Payment period

If the highest bid is accepted, up to six weeks' payment time will be granted if necessary. If no payment period is used, the purchase price must be paid immediately after acceptance of the bid. If a payment period is used, annual interest will be charged on the whole purchase price for the entire payment period in accordance with Section 3(2) of the Interest Act, from the sale date until the end of the payment period. The reference rate is determined semi‑annually in accordance with Section 12 of the Interest Act. If payment is not made within the agreed period, default interest pursuant to Section 4(1) of the Interest Act will be charged, which is seven percentage points higher than the reference rate referred to in Section 12 at any given time.

Obligations and rights transferred to the buyer

*Personal liability of the new owner for the previous owner’s maintenance fees and payment defaults: According to the Housing Companies Act, Chapter 3, Section 7, the new owner is jointly liable with the previous owner for unpaid housing company charges and other payments referred to in Chapter 3, Section 2(2). The maximum liability equals the sum of the housing charges and payments for the month ownership was transferred and the five preceding months. However, the new owner is not liable for any unpaid charge or payment not listed in the property manager’s certificate and which fell due before the certificate date. The property manager’s certificate shows receivables from the owner of €17,829.92. Because the apartment has not been taken into possession by the company, the new owner will not be liable for all of these items. According to the property manager, the charge is €207 / month, so the maximum liability would be €1,242 under the Act. For more details on the maximum liability, contact property manager Heini Sulkula, who has the best knowledge of the company’s matters and arrears.

*Payment of due receivables:

Please note that the price offered by the buyer is not a so‑called debt‑free price. The buyer is responsible for paying the housing company’s receivables attached to the share directly to the company in a separate arrangement with the property manager. These are not paid from the purchase price in an enforcement sale. The buyer should take the amount of receivables encumbering the share into account when making an offer.

As stated above, the new owner’s liability is limited to a maximum of six months’ worth of housing charges.

The buyer is responsible for any fees arising from the transfer of connection contracts.

Other information

The property has been seized and will be sold by free sale conducted by the enforcement officer in accordance, as applicable, with the general auction terms laid down in the Enforcement Code.

Prospective buyers are advised to familiarise themselves with the property for sale, the sales brochure and the documents attached.

The transfer tax is 1.5% of the purchase price.

Appeals

An enforcement appeal against the sale and actions relating to or preceding the sale must be made within three weeks from the date of sale. The appeal instructions will be attached to the auction minutes.