Seized residential property in Oulainen, Oulainen

The item is sold in an online auction on the website www.huutokaupat.com. Participation in the auction requires registration. The offer period ends on 20 August 2026 at 19:00 (or 3 minutes after the last accepted bid).

The Enforcement Authority is not responsible for the service provider's system. The highest bid is the bid that the service provider's system has accepted as highest. The enforcement officer will decide whether to accept or reject the highest bid. Bids made in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer's liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

If registration via the service is not possible, a written purchase offer may be submitted. A written offer must be delivered by post or email so that it is received by the Enforcement Authority no later than 18 August 2026 at 16:15. The email address is oulu.realisointi.uo@oikeus.fi and the postal address is Ulosottolaitos, PO Box 1, 00067 Ulosottolaitos. A written offer may also be submitted by the same deadline to the Enforcement Authority's Oulu office at Torikatu 34-40, 90100 Oulu. The office customer service is open weekdays 08:00–16:15. A written offer must state the bidder's name, personal identity number / business ID and contact details. A written offer will be entered into the online auction as a maximum bid. The person submitting a written offer is responsible for ensuring it is received by the deadline. A written purchase offer is binding and is subject to the same terms as the online auction.

This bidding procedure is part of an offering process for two jointly mortgaged properties, in which offers are requested in the alternative offering procedure under Chapter 5, Section 61 of the Enforcement Code for all jointly mortgaged properties together and for each property separately. Separate offers for individual properties will be accepted if they exceed the joint offer or if the debtor so requires and all preferential claims and the claimant's claim are covered.

The enforcement authority reserves the right to end the sale or extend the sale period.

The property has been seized and is sold by private sale under the care of the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the general auction terms of the Enforcement Code.

Payment terms

The enforcement officer will inform the highest bidder whether the bid can be accepted. If the bid can be accepted, the buyer must pay the full purchase price by bank transfer to the Enforcement Authority's official account. When the payment appears on the official account, the enforcement officer will issue a sale decision, which will be delivered to the parties. The purchase price cannot be paid by credit card.

Deposit: If the full purchase price is not paid immediately, the buyer must pay a deposit of 20% of the purchase price immediately.

Payment period: If necessary, up to six weeks' payment time may be granted for the remaining purchase price from the sale decision. In that case, annual interest is payable on the full purchase price for the whole payment period from the sale date until the end of the payment period. The reference rate is currently 2.50%. If payment is not made within the granted time, annual default interest will be charged, which is currently 9.50%.

Buyer liabilities

On transfer of ownership, the buyer must pay the transfer tax of 3% on their own initiative before applying for title registration and no later than six months from the date of the deed. The buyer is responsible for title registration costs and transfer tax.

The State has a pre-emption right in the sale of the property if acquisition of the property is necessary to ensure national defence, border surveillance or border security or to supervise or secure territorial integrity (Act on the State's pre-emption right in certain areas 29 March 2019/469).

Certain foreign nationals defined by law may acquire property in the territory of Finland only if a permit is granted (Act on the State's pre-emption right in certain areas 29 March 2019/470).

Object's terms of sale

The object is sold in an online auction with incremental bidding on the website www.huutokaupat.com. The deadline for submitting purchase offers expires on 20 August 2026 at 19:00 (or 3 minutes after the last purchase offer accepted to the auction has been made).

The Enforcement Authority is not responsible for the functioning of the service provider's system. The highest bid is the bid that the service provider's system has accepted as the highest. The enforcement officer decides separately whether the highest bid should be accepted or rejected. Bids given in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer's liability for compensation under Chapter 5, Section 25 of the Enforcement Code.

The enforcement officer reserves the right to stop the sale or extend the sale period.

If it is not possible to place bids via the Huutokaupat.com service, a prospective buyer may submit a written bid to the enforcement officer. The bid will be connected to the online auction as a maximum bid according to the automatic increment. The bid must be submitted in written form to the Enforcement Authority no later than 18 August 2026 at 16:15 at the address Ulosottolaitos / Enforcement Authority, PO Box 1, 00067 Ulosottolaitos or Ulosottolaitos / Oulu office, Torikatu 34-40, 90100 Oulu or oulu.realisointi.uo@oikeus.fi. A written bid is binding and is subject to the same conditions as in the online auction. The written bid must be signed and must indicate the bidder's contact details, the bid's maximum amount and the number of the object in the Huutokaupat.com service to which the bid relates.

The property is seized and sold privately under the care of the enforcement officer in accordance with Chapter 5, Section 76 of the Enforcement Code and, where applicable, the Enforcement Code's general auction terms.