Seized forest parcel, approx. 77 ha, Joutsa

Method of submitting bids

The lot will be sold by ascending bids in an online auction held on the www.huutokaupat.com website between 23 February – 29 March 2026. Participation in the auction

requires registration. The deadline for submitting bids ends at 18:00 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the functionality of the service provider’s system. The highest bid is the bid that the service provider’s system has accepted as highest. The enforcement officer

will decide separately whether to accept or reject the highest bid.

Bids placed in the online auction are binding. If a placed bid is accepted, the bidder is obliged to pay the purchase price offered within the agreed payment period.

Failure to pay the offered purchase price may give rise to the buyer’s liability for compensation under section 25, chapter 5 of the Enforcement Code.

The Enforcement Authority reserves the right to terminate the sale or to extend the sale period.

Terms of payment

Deposit

The buyer must immediately pay a deposit of 20% of the purchase price into the Enforcement Authority’s official account. The deposit cannot be paid by credit card. The Enforcement Authority will contact

the bidder whose highest bid has been accepted. The highest bidder must state on whose behalf the bid was made. Otherwise the highest bidder will be regarded as the buyer.

Payment period

If necessary, up to six weeks’ payment time may be granted for the remaining purchase price. The payment period must be agreed separately. If a payment period is used, annual interest shall be payable on the

entire purchase price in accordance with section 3(2) of the Interest Act for the agreed payment period from the date of sale until the end of the payment period.

If no payment period is used, the purchase price must be paid immediately after the bid is accepted.

If payment is not made within the prescribed time, the buyer shall pay default interest on the entire purchase price in accordance with section 4(1) of the Interest Act until the purchase price has

been paid or a new sale has been carried out.

Obligations and rights transferred to the buyer

The buyer is responsible for any charges arising from the transfer of subscription agreements.

Charges and encumbrances

Pledge rights on the property to be sold will lapse and mortgages/charges will remain in force.

Application for title and transfer tax

The buyer must apply for title registration for the acquisition within six months of the date of the deed of sale. The buyer must pay the transfer tax on their own initiative at the latest when

applying for title registration. Transfer tax is 3% of the purchase price.

Transfer of possession and ownership

The buyer obtains the right of possession to the lot when the entire purchase price has been paid. The buyer must not use the property in a way that reduces its value before receiving the deed of sale.

The buyer obtains ownership of the lot upon receipt of the deed of sale. The deed of sale will be handed over when the entire purchase price has been paid and the sale has become final.

Other information

The property has been seized and will be sold by a free sale conducted by the enforcement officer in accordance, where applicable, with the general auction terms set out in the Enforcement Code.

The sales brochure is indicative and does not provide a comprehensive description of the lot.

Buyers are strongly advised to familiarise themselves thoroughly with the lot, the sales brochure and the attached documents before placing a bid.

The State has a pre-emptive right in the sale of real estate if the acquisition of the property is necessary for national defence, border control or border security or for the supervision or protection of territorial integrity (Act on the State’s Pre-emptive Right in Certain Areas 29 March 2019/469).

Persons outside the EU and EEA may acquire real estate in the territory of the Republic of Finland only if a permit is granted (Act on the Permit Requirement for Certain Acquisitions of Real Property 29 March 2019/470). The buyer is responsible for obtaining the permit and for the obligations arising from it. More information is available on the Ministry of Defence website.

Appeals

An enforcement appeal against the sale and any action related to or preceding the sale must be made within three weeks from the date of the sale. A notice of right to appeal is attached to the sale decision.