Seized property in Tavastila, Kotka, Kotka

The lot is sold by ascending bids in an online auction on www.huutokaupat.com from 22 December 2025 until 11:00 on 21 January 2026. Participation in the auction requires registration. The bidding deadline ends at 11:00 on 21 January 2026 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the functioning of the service provider's system. The highest bid is the bid that the service provider's system has accepted as highest. The enforcement officer separately decides whether to accept or reject the highest bid.

Bids placed in the online auction are binding. If a bid is accepted, the bidder must pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer's liability to compensate under the Enforcement Code, Chapter 5, Section 25. The buyer must compensate the difference if the highest bid in a new sale is lower than the previous highest bid plus interest referred to in Chapter 5, Section 24(2) of the Enforcement Code. If the bid in the new sale is higher than that amount, the buyer has no right to the surplus. The buyer must also cover the costs of the later sale unless these are covered by the surplus. The enforcement officer shall recover the said compensation from the deposit or the buyer's other assets if reasonably possible; otherwise the compensation will be recovered later by decision at the creditor's request.

If it is not possible to submit purchase bids via the Huutokaupat.com service, a prospective buyer may deliver a written purchase offer to the enforcement authority, which will be attached to the online auction as a maximum bid under the automatic bidding system. The written offer must be signed and state the bidder’s contact details, the maximum amount of the offer and the Huutokaupat.com item number to which the offer relates. The written purchase offer is binding and the same conditions apply as in the online auction. The offer must be submitted no later than 12:00 on 14 January 2026 to the Enforcement Authority's Kotka office, address Vuorikatu 5 C, 48100 Kotka, or by e-mail to kouvola.realisointi.uo@oikeus.fi.

The enforcement authority reserves the right to end the sale or extend the sale period.

The buyer must immediately pay a 20% deposit of the purchase price to the Enforcement Authority's official account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the highest bidder whose bid has been accepted. The highest bidder must state on whose behalf the bid was made; otherwise the highest bidder will be considered the buyer.

The remaining purchase price may, if necessary, be granted up to three weeks' payment time (until 11 February 2026). The payment period must be agreed separately. If a payment period is used, annual interest under the Interest Act, section 3(2), shall be charged on the whole purchase price for the agreed payment period from the sale date until the end of the payment period.

If no payment period is granted, the purchase price must be paid without delay after the acceptance of the bid.

If payment is not made within the time limit, the buyer must pay default interest under the Interest Act, section 4(1), on the whole purchase price until it is paid or a new sale has been conducted.

Buyers are advised to familiarise themselves thoroughly with the property, the sales brochure and the attached documents before making a bid.