SALE over €70,000! Rented top-floor premium apartment (b. 2022) on Tuiran waterfront with own plot. LAST CHANCE!, Oulu

The apartment is rented from 14/01/2026 under an open-ended tenancy (est. 4 months). Rent €1,350/month incl. water and electricity. Rental income: €1,350/month - maintenance charge €168.95/month - water & electricity approx. €40/month = €1,141.05/month i.e. €13,692.60/year.

The property is on auction at huutokaupat.com for the final time — this is the last chance to bid. Our motivation to sell at such a low price has faded since the flat has been rented and the negative cash flow is now reasonable. After the auction the property will be listed with an agent at a price roughly €50,000 higher. The problem is we cannot raise the sale price nor remove the listing from huutokaupat.com.

189 followers — bid boldly. Note that top-floor flats are highly sought after in good markets. YIT currently sells at Oulun Merijalinportti a 4th-floor 59 m² two-room on a leasehold plot for €369,800 on the same Koskitie. This property has its own plot and the top (8th) floor — and the price is over €120,000 cheaper!

For sale: top-floor 8/8 premium apartment in a block by Tuiran beach, one of the best locations on the Oulu riverbank. The unit for sale is C110 (share numbers 8961–9172) in Asunto Oy Oulun Lohitorni, completed in 2022. Address: Koskitie 43 C 110, 90500 Oulu. The apartment will be vacated by the current tenant by 15/12/2025. The seller has paid the December and January charges. A new manager’s certificate (updated — previous was summer 2025) shows the loan share has fallen from €223,299.54 to €217,992.71.

The apartment is built with quality and has a very practical layout. The open-plan kitchen and living area is bright and spacious, with large sliding glass doors bringing plenty of natural light. From the top (8th) floor there are excellent views towards Merikoski from both the glazed balcony and the bedroom window. The kitchen has high-quality Puustelli cabinets, plenty of room for a dining table and good appliances, including a dishwasher. The hallway has a quality sliding mirrored wardrobe. The bathroom is stylishly tiled and the sauna is finished in premium alder. A quality Siemens washer-dryer was recently purchased and can be negotiated separately if needed. The good-sized bedroom has a well-equipped walk-in wardrobe. The building has water-circulated underfloor heating with district heating, so there are no radiators taking up wall space. The apartment is in like-new condition and has been very well maintained.

The apartment also includes a larger-than-usual lockable storage cage in the building’s basement. Builder Hartela still has several underground parking spaces for sale.

Tuiran location offers the perfect mix of nature and city life: local services, shops, restaurants, the beach, attractive riverside running routes and quick connections both to the city centre and the motorway, making everyday life easy and enjoyable.

The housing company has bought the plot, so the apartment’s share of the plot loan (situation 17/11/2025) is €43,941.09. The plot loan is paid via a monthly capital charge (capital charge 2) of €267.05. In addition the apartment carries the construction loan (situation 17/11/2025) of €174,051.62, paid via a monthly capital charge (capital charge 1) of €1,441.60. The company maintenance charge is very economical (€3.10/m²) — €168.95/month + media charge €1.90/month. The seller will also pay the December charge, which will reduce the loan shares by approx. €1,000.

During our ownership we have already reduced the construction and plot loans by about €20,000 when the December charge is taken into account. Premium flats are not sold this cheaply anywhere in Finland. The original debt-free price when new was approx. €270,000 + plot approx. €47,000 (attached is an older manager’s certificate from 2024 showing the loan share €189,745; with a loan ratio of 70% the original debt-free sale price is 189,745 € / 0.7 = €271,064 + plot €46,693). For example, a sale price of €30,000 would represent a discount of about €70,000 from the original price.

You can also compare pricing with YIT’s equivalent. Debt-free prices of similar lower-floor apartments are about €300,000; our unit additionally has its own plot! yit.fi/asunnot/myytavat-asunnot/oulu/merijalinranta/oulun-merijalinportti. The apartment for sale is in excellent condition and corresponds to a new property in terms of condition.

New furniture and loose items, including the Siemens washer-dryer, were purchased in early 2025 and should be bought as part of the sale. The furniture and contents are worth just over €5,000; THE WINNING BIDDER MUST PURCHASE THE FURNITURE FOR €3,000. The auction price does not include the furniture and contents. Unfortunately there are few summer photos, when the surroundings look their best.