SALE: over €70,000 off! Rented top-floor premium apartment, built 2022, on Tuiran waterfront with private plot., Oulu

The flat is rented from 14 January 2026 under an open-ended lease (estimated 4 months). Rent €1,350/month incl. water and electricity. Rental income €1,350 − service charge €168.95 − water & electricity c. €40 = €1,141.05/month, i.e. €13,692.60/year.

Payment for the purchase price can be agreed until 31 January 2026. 169 followers — now boldly place your bids. Note that top-floor flats are very sought-after in a good market. YIT is selling a 4th-floor 59 m² two-room flat on a leased plot in Oulu Merijalinportti for €369,800 on the same Koskitie. This property has its own plot and the top (8th) floor — and the price is over €120,000 cheaper!

For sale: top-floor 8/8 value apartment in a building facing Tuiran beach on some of the best spots by the Oulujoki river. The apartment for sale is C110 (share numbers 8961–9172) in Asunto Oy Oulun Lohitorni, completed in 2022. Address: Koskitie 43 C 110, 90500 Oulu. The apartment will be vacated by the current tenant by 15 December 2025. The seller has paid the December and January charges. A new property manager's certificate has been updated (the previous was from summer 2025), which reduced the loan share from €223,299.54 to €217,992.71.

The flat is built to a high standard and has a very practical layout. The open kitchen and living area is bright and spacious, with large sliding glass doors bringing plenty of natural light. The views from the top (8th) floor are excellent from the glazed balcony and the bedroom window towards Merikoski. The kitchen has high-quality Puustelli cabinets, ample space for a dining table and comprehensive appliances, including a dishwasher. The entrance has a quality wardrobe with sliding mirrored doors. The bathroom is tastefully tiled and the sauna is finished in valuable alder wood. A recently purchased Siemens washer-dryer is included and can be negotiated separately if needed. The well-sized bedroom has a well-equipped walk-in wardrobe. The building has water-circulating underfloor heating using district heating, so there are no radiators taking up wall space. The apartment is in near-new condition, having been very well maintained.

The apartment also includes a larger-than-average locked storage cage in the building’s basement. The developer Hartela still has several garage parking spaces for sale.

The location in Tuira offers the perfect mix of nature and city life. Tuira’s versatile services — shops, restaurants, beach, lovely riverside running routes and quick connections to the city centre and the motorway — make everyday life smooth and enjoyable.

The company has bought the plot, so the apartment’s share of the plot loan (situation 17 November 2025) is €43,941.09. The plot loan share is paid monthly as a capital charge (capital charge 2) of €267.05. In addition, the apartment carries a construction loan (situation 17 November 2025) of €174,051.62, paid monthly as capital charge 1 of €1,441.60. In addition the apartment’s service charge is very low (€3.1/m²) €168.95/month + media charge €1.90/month. The seller therefore pays the December charge, which will reduce the loan shares by about €1,000.

During our ownership we have already paid down the construction and plot loans by about €20,000, when taking the December charge into account. The debt-free price of the apartment when new was approx. €270,000 + plot approx. €47,000 (see attached older property manager's certificate from 2024 verifying the apartment loan share was €189,745; with a lending ratio of 70% this gives the original debt-free selling price €189,745 / 0.7 = €271,064 + plot €46,693). Thus, for example with a sale price of €30,000 the discount is about €70,000 compared with the original price.

You can also compare pricing with YIT’s comparable site. Debt-free prices of similar lower-floor apartments are about €300,000; our property also has its own plot! yit.fi/asunnot/myytavat-asunnot/oulu/merijalinranta/oulun-merijalinportti. The apartment for sale is in excellent condition and corresponds to a new apartment in terms of condition.

New furniture and contents were purchased in early 2025, including the Siemens washer-dryer, which should be bought with the sale. The value of the furniture and contents is just over €5,000 and can be sold with the property for €3,000. However, the auction starting price does not include furniture and contents. Unfortunately there are few summer photos, when the surroundings look their best.