Korkeatuottoinen sijoitusasunto: saunallinen kaksio 58,5 m² + autopaikka (2002), Tampere

Two-room apartment for sale in Tampere — tidy and currently rented!

The flat is on the third floor and offers 58.5 m² of space: 2 rooms + kitchen + sauna + balcony. The building was completed in 2002, so no major renovation needs are expected for a long time. The property manager's certificate and the housing company's documents are attached to the listing.

Rental details:

• Rent: €880/month + service charges

• Lease: open-ended

• Tenant: reliable, has lived in the flat for 1.5 years

Return:

• Rental yield: 5.96% Excellent rental yield, calculated as: (rent - maintenance charge) x 12 / debt-free price (starting price €25,000). This is clearly above market level and makes the property attractive from the outset.

• Cash flow: -€208/month Negative cash flow is part of this investment strategy. It arises because you pay down a large housing company loan quickly with the financing charge, which increases your net assets each month.

• Return on equity (ROI): The real annual return on the investment is over 14%. This total return includes the negative cash flow and the wealth growth from repayment of the housing company loan. The return is calculated based on the first year's cash flow and the estimated loan repayments.

Financing:

• The apartment carries a share of housing company loan of €105,119.92 (as at 31/08/2025), which the buyer will assume

• The finance charge is tax-deductible

• The loan repayment method has been changed to an annuity, which significantly improves cash flow

Additional benefit:
As part of the sale, the buyer can opt to acquire a parking space share in the same housing company.

• The parking space is suitable for charging an electric car and has phone-based remote control

• Charge €25/month, no company loan

• The parking space is not currently rented. Rent is about €30–40/month.