Unbuilt seized property in Puumala, Puumala

Buyers are advised to familiarise themselves thoroughly with the property for sale, the sales brochure and the attached documents before making an offer.

Bids submitted in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the stated payment period. Failure to pay the offered purchase price may result in the buyer's liability for compensation under Chapter 5, section 25 of the Enforcement Code.

The property is sold by ascending bids in an online auction held on www.huutokaupat.com from 8 to 29 October 2026 at 11:00. Registration is required to participate. The deadline for bids is 29 October 2026 at 11:00 or two minutes after the last accepted bid.

The National Enforcement Authority Finland is not responsible for the functionality of the service provider's system. The highest bid is the bid accepted as the highest by the service provider's system. The enforcement officer will separately decide whether to accept or reject the highest bid.

If it is not possible to submit purchase offers through the Huutokaupat.com service, a prospective buyer may submit a written purchase offer to the enforcement authority. It will be included in the online auction as the maximum bid according to the automatic bidding system. The written offer must be signed and state the bidder's contact details, maximum amount and the item number on Huutokaupat.com to which the offer relates. The written purchase offer is binding and subject to the same terms as the online auction. The offer must be submitted by 27 October 2026 at 12:00 to the Kouvola office of the National Enforcement Authority Finland, address Vuorikatu 1, 45100 Kouvola, or by email to kouvola.realisointi.uo@oikeus.fi.

The enforcement authority reserves the right to terminate the sale or extend the auction period.

The buyer must immediately pay a deposit of 20% of the purchase price into the National Enforcement Authority Finland's official account. The deposit cannot be paid by credit card. The National Enforcement Authority Finland will contact the highest bidder whose bid has been accepted. The highest bidder must state on whose behalf the bid was made. Otherwise, the highest bidder will be deemed the buyer.

If necessary, the balance of the purchase price may be granted a payment period until 19 November 2026. The use of a payment period must be notified separately. If a payment period is used, annual interest under section 3(2) of the Interest Act must be paid on the entire purchase price for the entire agreed payment period, from the date of sale until the end of the payment period.

If no payment period is used, the purchase price must be paid without delay after acceptance of the bid.

If payment is not made within the prescribed period, the buyer must pay late-payment interest under section 4(1) of the Interest Act on the entire purchase price until the purchase price has been paid or a new sale has been conducted.