Ulosmitatut kaksi vierekkäistä, rakentamatonta kiinteistöä Oulun Haukiputaalla, Oulu

How bids are submitted

The property is sold by ascending bids in an online auction held on www.huutokaupat.com. Registration is required to participate. The deadline for submitting bids is 20.10.2026 at 18:00 or two minutes after the last accepted bid.

The National Enforcement Authority Finland is not responsible for the functionality of the service provider’s system. The highest bid is the bid accepted as the highest by the service provider’s system. The enforcement officer separately decides whether to accept or reject the highest bid.

If it is not possible to submit bids through Huutokaupat.com, a prospective buyer may submit a written bid to the enforcement authority, which will be added to the online auction as a maximum bid in accordance with the automatic bidding system. The written bid must be signed and state the bidder’s contact details, the maximum bid and the Huutokaupat.com item number concerned. A written purchase bid is binding and subject to the same terms as the online auction. The bid must be submitted by 14.10.2026 at 16:15 to the Oulu office of the National Enforcement Authority Finland, address Torikatu 34-40, 90100 Oulu, or by email to oulu.realisointi.uo@oikeus.fi.

The enforcement authority reserves the right to terminate the sale or extend the sale period.

Buyer’s liability for compensation

Bids submitted in the online auction are binding. If a bid is accepted, the bidder must pay the offered purchase price within the stated payment period.

Failure to pay the offered purchase price may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.

Minimum increment

€100

Lowest acceptable bid

€2,450.00

The enforcement officer may not accept the highest bid if they consider that it is clearly below the fair local market value of the property.

Payment terms

Deposit

The buyer must immediately pay 20% of the purchase price as a deposit into the National Enforcement Authority’s official funds account. The deposit cannot be paid by credit card. The National Enforcement Authority will contact the highest bidder whose bid has been accepted. The highest bidder must state on whose behalf the bid was made. Otherwise, the highest bidder will be deemed the buyer.

Payment period

Where necessary, up to six weeks may be granted to pay the balance of the purchase price. The payment period will be notified separately. If a payment period is used, annual interest under section 3(2) of the Interest Act must be paid on the entire purchase price for the full agreed period, from the date of sale until the end of the payment period. If no payment period is used, the purchase price must be paid without delay after acceptance of the bid.

If payment is not made within the prescribed period, the buyer must pay default interest under section 4(1) of the Interest Act on the entire purchase price until it has been paid or a new sale has taken place.

Obligations and rights transferred to the buyer

The buyer is responsible for any charges arising from the transfer of connection agreements.

Mortgages

Joint mortgages totalling €50,000 have been confirmed on the properties for sale. Pledge rights relating to the property will lapse, while the mortgages will remain in force. No secured debt will transfer to the buyer. Electronic mortgage deeds will be transferred to the buyer or a person designated by the buyer.

Applying for title registration and paying transfer tax

The buyer must apply to register title to the acquisition within six months of the date of the deed of sale. The buyer must pay transfer tax on their own initiative no later than when applying for title registration. Transfer tax is 3% of the purchase price.

Vacating the property

If the debtor uses the premises sold or stores property there, the buyer may request assistance from the enforcement officer to carry out an eviction after paying the purchase price. The eviction will, as applicable, follow the provisions of the Enforcement Code concerning eviction. The moving date must not, without compelling reason, be earlier than one week or later than two weeks from the date on which the notice to vacate was served.

In eviction proceedings, the buyer may be authorised to dispose of low-value or worthless movable property as they wish. The buyer must be prepared to pay any costs arising from enforcement of the eviction. In practice, if movable property remains at the property, the buyer should expect to bear the cost of cleaning the property and disposing of it.

Transfer of possession and title

The buyer obtains possession of the property when the full purchase price has been paid. The buyer may not use the property in a way that reduces its value before receiving the deed of sale.

The buyer obtains title to the property upon receiving the deed of sale. The deed will be handed over once the full purchase price has been paid and the sale has become final.

Other information

The property has been distrained and is sold by a free sale conducted by the enforcement officer, applying as appropriate the general auction terms laid down in the Enforcement Code.

The sales prospectus is indicative and is not a comprehensive description of the property for sale.

Buyers are urged to examine the property, the sales prospectus and the attached documents carefully before submitting a bid.

The State has a right of pre-emption in the sale of real property if acquiring the property is necessary to ensure national defence, border control or border security, or to monitor or safeguard territorial integrity (Act on the State’s Right of Pre-emption in Certain Areas, 29 March 2019/469).

Persons from outside the EU and EEA may acquire real property in Finland only if a permit is granted for the acquisition (Act on Permit Requirements for Certain Real Property Acquisitions, 29 March 2019/470). The buyer is responsible for obtaining the permit and meeting the obligations arising from it. Further information is available on the Ministry of Defence website.

Appeals

An enforcement appeal against the sale or an act connected with or preceding the sale must be filed within three weeks of the sale. Instructions for appeal are attached to the sale decision.

Terms of sale:

The property is sold by ascending bids in an online auction on www.huutokaupat.com. The sale period is 6.10.2026–20.10.2026.

The deadline for submitting purchase bids is 20.10.2026 at 18:00 or two minutes after the last purchase bid accepted for the auction has been submitted.

The National Enforcement Authority Finland is not responsible for the functionality of the service provider’s system. The highest bid is the bid accepted as the highest by the service provider’s system.

The enforcement officer separately decides whether to accept or reject the highest bid. Bids submitted in the online auction are binding.

If a bid is accepted, the bidder must pay the offered purchase price within the agreed payment period.

Failure to pay the offered purchase price may result in the buyer’s liability for compensation under Chapter 5, section 25 of the Enforcement Code.

The enforcement authority reserves the right to terminate the sale or extend the sale period.

The buyer must immediately pay 20% of the purchase price as a deposit once the bid has been accepted.

The deposit may be paid in cash, an equivalent means of payment or as security.

An immediate payment into the National Enforcement Authority’s official funds account is also accepted.

Detailed payment information will be provided separately. The deposit cannot be paid

by credit card.

If the highest bid is accepted, up to six weeks may be granted, where necessary, to pay the balance of the purchase price.

The buyer must pay annual interest under section 3(2) of the Interest Act on the entire purchase price throughout the payment period, from the date of sale until the end of the payment period.

If it is not possible to submit a bid via huutokaupat.com, a prospective buyer may submit a written bid to the enforcement officer.

The bid will be added to the online auction as a maximum bid in accordance with the automatic bidding system.

The bid must be submitted in writing to the National Enforcement Authority Finland by 14.10.2026 at 16:15 at the address below.

A written bid is binding and subject to the same terms as the online auction. The written bid must be signed and state the bidder’s contact details, the maximum bid and the number of the item on huutokaupat.com to which the bid relates.

Contact details:

Postal address: National Enforcement Authority Finland / Oulu office

National Enforcement Authority Finland / Oulu office

Torikatu 34-40

90100 Oulu

email: oulu.realisointi.uo@oikeus.fi