Seized holiday ownership share, Katinkulta Spa Lodge 2, apartment 5307, week 28 in Vuokatti, Sotkamo

Sale terms for this item

Method of submitting bids

The item will be sold by online auction with ascending bids on the website www.huutokaupat.com during 7.9.2026-28.9.2026. Participation in the auction requires registration. The deadline for submitting bids ends on 28.9.2026 at 16.00 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the functionality of the service provider's system. The highest bid is the bid that the service provider's system has accepted as the highest. The enforcement officer decides separately whether to accept or reject the highest bid.

The enforcement authority reserves the right to end the sale or extend the sale period.

If it is not possible to submit bids through the Huutokaupat.com service, a prospective buyer may submit a written bid to the enforcement authority, which will be included in the online auction as the maximum bid according to the automatic increment function. The written bid must be signed and must state the bidder's contact details, the maximum amount of the bid, and the item number on the Huutokaupat.com service to which the bid relates. The written purchase bid is binding and the same terms apply as in the online auction. The bid must be submitted no later than 23.9.2026 at 10.00 to the Kouvola office of the Enforcement Authority, address Vuorikatu 1, 45100 Kouvola, or by email to kouvola.realisointi.uo@oikeus.fi.

Bids submitted in the online auction are binding. If a submitted bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may lead to the buyer's liability for compensation under Chapter 5, section 25 of the Enforcement Code.

Payment terms

Deposit

The buyer must immediately pay a deposit of 20 per cent of the purchase price into the Enforcement Authority's official funds account. The deposit cannot be paid by credit card. The Enforcement Authority will contact the bidder with the highest accepted bid. The highest bidder must state on whose behalf the bid was made. Otherwise, the highest bidder is deemed to be the buyer.

Payment period

If necessary, a payment period may be granted for the remaining purchase price until 19.10.2026. Any payment period must be notified separately. If a payment period is used, annual interest on the full purchase price must be paid in accordance with section 3(2) of the Interest Act for the entire agreed payment period from the date of sale until the end of the payment period.

If no payment period is used, the purchase price must be paid without delay after acceptance of the bid.

If payment is not made within the specified time, the buyer must pay default interest in accordance with section 4(1) of the Interest Act on the entire purchase price until the purchase price has been paid or a new sale has been carried out. The current default interest rate is 9.50%.

Other information

The buyer is liable for transfer tax of 1.5%. The tax is calculated on the total of the purchase price and any obligations transferred to the buyer, as of the date the ownership is transferred.

The property has been seized and is sold by open sale conducted by the enforcement officer, applying the general auction terms laid down in the Enforcement Code where applicable. The sales brochure is indicative and does not provide a comprehensive description of the item for sale.

Buyers are advised to familiarise themselves thoroughly with the item for sale, the sales brochure and the attached documents before submitting a bid.