Seized terraced apartment in Kaavi, North Savo, Kaavi

The property will be sold by upward bids in an online auction held on the www.huutokaupat.com website from 16 January 2026 to 1 February 2026. Participation in the auction requires registration. The deadline for submitting bids ends on 1 February 2026 at 13:00 or three minutes after the last accepted bid.

The Enforcement Authority is not responsible for the functionality of the service provider's system. The highest bid is the bid that the service provider's system has recorded as highest. The bailiff will decide separately whether to accept or reject the highest bid.

Bids submitted in the online auction are binding. If a bid is accepted, the bidder is obliged to pay the offered purchase price within the agreed payment period. Failure to pay the offered purchase price may result in the buyer's liability for compensation under section 25 of chapter 5 of the Enforcement Code.

If it is not possible to submit a bid via the huutokaupat.com service, a prospective buyer may send a written offer to the enforcement authority, which will be attached to the online auction as a maximum bid according to the automatic increment. The written offer must be signed and must include the bidder's contact details, the maximum amount of the offer and the huutokaupat.com lot number to which the offer relates. A written offer is binding and is subject to the same terms as bids placed in the online auction.

Offers must be submitted no later than 29 January 2026 at 12:00 to the Enforcement Authority's Kuopio office at the address below:

Enforcement Authority, Kuopio office

Tulliportinkatu 35

70110 Kuopio

OR: kuopio.realisointi.uo@oikeus.fi

The enforcement authority reserves the right to end the sale or to extend the sale period.