ALE yli 70000 e! Ylimmän kerroksen arvoasunto rv. 2022 Tuiran rannasta omalla tontilla., Oulu

For sale: a top-floor 8/8 (eighth-floor) apartment in a prestigious building located by Tuiran beach on the best spot along the Oulu River. The apartment for sale is C110 (share numbers 8961–9172) in Asunto Oy Oulun Lohitorni, completed in 2022. The address is Koskitie 43 C 110, 90500 Oulu. The apartment will be vacated by the current tenant by 15 December 2025. The seller has paid December’s service charge. A new property manager’s certificate has been updated (the previous one was from summer 2025), which reduced the loan share from €223,299.54 to €217,992.71.

The apartment is built to a high standard and has a very practical layout. The open kitchen–living room is bright and spacious; large sliding glass doors bring plenty of natural light. From the top (8th) floor you have excellent views towards Merikoski from both the glazed balcony and the bedroom window. The kitchen has high-quality Puustelli cabinets, ample space for a dining table and excellent fixtures including a dishwasher. The hallway has a quality sliding mirror wardrobe. The bathroom is tastefully tiled and the sauna is finished in valuable alder wood. A recently purchased Siemens washer-dryer is included; a separate price can be negotiated if needed. The good-sized bedroom has a well-equipped walk-in wardrobe. The building has district-heated underfloor heating, so there are no radiators taking up wall space. The apartment is in near-new condition and has been very well maintained.

The apartment also includes a larger-than-normal locked storage cage in the building’s basement. The developer Hartela still has several underground parking spaces for sale.

Location in Tuira offers the perfect mix of nature and city life. Tuira’s varied services — shops, restaurants, the beach, beautiful riverside jogging routes and quick connections both to the city centre and the motorway — make everyday life smooth and enjoyable.

The housing company has bought the plot, which means the apartment’s share of the plot loan (situation on 17 November 2025) is €43,941.09. The plot loan is repaid monthly via a capital charge (capital charge 2) of €267.05. In addition the apartment carries the construction loan (situation on 17 November 2025) of €174,051.62. That loan is repaid monthly via a capital charge (capital charge 1) of €1,441.60. In addition the apartment’s monthly maintenance charge is very low (€3.10/m²) — €168.95/month + media charge €1.90/month. The seller will therefore still pay December’s charge, which will reduce the loan shares by approximately €1,000 in total.

During our ownership we have already reduced the construction and plot loans by approximately €20,000, taking December’s charge into account. This apartment is not sold this cheaply anywhere else in Finland. The apartment’s debt-free new price was about €270,000 + plot about €47,000 (attached is an older manager’s certificate from 2024 that verifies this: the apartment loan share was €189,745 and with a financing ratio of 70% the original debt-free price is €189,745 / 0.7 = €271,064 + plot €46,693), so for example a sale price of €30,000 would represent a discount of roughly €70,000 compared to the original price.

You can also compare pricing with YIT’s comparable development. The debt-free prices of similar apartments on lower floors are about €300,000 — our property also includes its own plot! See yit.fi/asunnot/myytavat-asunnot/oulu/merijalinranta/oulun-merijalinportti. The apartment for sale is in excellent condition and corresponds to a new apartment in condition.

New furniture and contents were acquired in early 2025, including the Siemens washer-dryer, which can be bought cheaply if desired. The auction price does not include furniture and contents. Unfortunately there are few photos from summer, when the surroundings are at their best.