Update: parking space also rented! High-yield investment flat: one-bedroom with sauna, 58.5 m² + parking space (2002), Tampere

For sale with tenant in place — a well-maintained one-bedroom flat in Tampere!

The property is on the third floor and offers 58.5 m² of space: 1 bed + living room + kitchen + sauna + balcony. The building was completed in 2002, so no major renovation concerns are expected for a long time. The listing includes the property manager's certificate and the housing company's documents.

Rental details:

• Rent: €880/month + service charges

• Lease: open-ended

• Tenant: reliable, has lived in the flat for 1.5 years

Yield:

• Gross rental yield: 5.96% Excellent rental yield, calculated as: (rent - maintenance charge) x 12 / debt-free price (using starting price €25,000). This is clearly above market level and makes the property attractive from the outset.

• Cash flow: -€208/month Negative cash flow is part of the investment strategy. It occurs because you are quickly paying down a large housing company loan with the financing charge, which increases your personal net wealth each month.

• Return on equity (ROI): The real annual return on the investment is over 14%. This overall return includes the negative cash flow and the equity growth from repaying the housing company loan. The return is calculated based on first-year cash flow and estimated loan repayments.

Financing:

• The flat carries a housing company loan of €105,119.92 (situation as at 31/08/2025), which the buyer will assume

• The financing charge is tax-deductible

• The loan repayment method has been changed to an annuity, which significantly improves cash flow

Additional benefit:
As a bonus, the buyer may, if desired, acquire a parking-share in the same housing company.

• The parking space supports electric car charging and can be controlled remotely via phone

• Service charge €25/month, no housing company loan

• The parking space is currently rented at €27/month.