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Mict Consulting Oy sells

Update: parking space also rented! High-yield investment flat: one-bedroom with sauna, 58.5 m² + parking space (2002), Tampere

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1 / 9Sold to highest bidder

For Sale

Talotyyppi
Kerrostalo
Huoneita
Kaksio
Asuinpinta-ala
58,5 m²
Rakennusvuosi
2002
Hoitovastike
234 €
Rahoitusvastike
854,10 €
Yhtiövastike yhteensä
1 088,10 €
Velkaosuus
105 119,92 €
Kaupat viimeistään
31.12.2025
Käsiraha
Ei käsirahaa

Please note that this is an automatic translation. In case of any discrepancies between the original and this translated version, the original version shall prevail.

For sale with tenant in place — a well-maintained one-bedroom flat in Tampere!


The property is on the third floor and offers 58.5 m² of space: 1 bed + living room + kitchen + sauna + balcony. The building was completed in 2002, so no major renovation concerns are expected for a long time. The listing includes the property manager's certificate and the housing company's documents.


Rental details:

  • Rent: €880/month + service charges

  • Lease: open-ended

  • Tenant: reliable, has lived in the flat for 1.5 years


Yield:

  • Gross rental yield: 5.96% Excellent rental yield, calculated as: (rent - maintenance charge) x 12 / debt-free price (using starting price €25,000). This is clearly above market level and makes the property attractive from the outset.

  • Cash flow: -€208/month Negative cash flow is part of the investment strategy. It occurs because you are quickly paying down a large housing company loan with the financing charge, which increases your personal net wealth each month.

  • Return on equity (ROI): The real annual return on the investment is over 14%. This overall return includes the negative cash flow and the equity growth from repaying the housing company loan. The return is calculated based on first-year cash flow and estimated loan repayments.


Financing:

  • The flat carries a housing company loan of €105,119.92 (situation as at 31/08/2025), which the buyer will assume

  • The financing charge is tax-deductible

  • The loan repayment method has been changed to an annuity, which significantly improves cash flow


Additional benefit:
As a bonus, the buyer may, if desired, acquire a parking-share in the same housing company.

  • The parking space supports electric car charging and can be controlled remotely via phone

  • Service charge €25/month, no housing company loan

  • The parking space is currently rented at €27/month.

Terms of Sale

The seller undertakes to sell the item to the highest bidder.

The item is sold as a transaction between users. Huutokaupat.com does not act as a party to the transaction.

No deposit is required for this item

The buyer of the apartment assumes responsibility for the apartment's debt share of 105 119,92 €.

Offers must be placed by the stated deadline. The highest offer is the one the seller has accepted as highest. It is also possible to participate in the auction in person on site by submitting an offer to the seller. The seller and the buyer undertake to record all offers in the system. The person making an offer accepts these terms of sale when placing a bid.

Inspection of the property

Before placing a bid, the bidder is obliged to inspect the apartment and the company documents and records. The buyer may not later rely on any matter that could have been discovered during a prior inspection.

Information provided by the seller

The seller is responsible for the accuracy and currency of documents related to the property. The seller warrants that they have provided the buyer with all information that they know and that may reasonably be assumed to affect the transaction.

Conclusion of the sale

The time and place for signing the deed of sale will be agreed with the buyer separately. Payment of the purchase price and the transfer of shares will take place at the signing.

Other costs

The buyer is responsible for the applicable transfer tax in accordance with prevailing tax practice. If the housing company loan share has been reduced by the time of completion, the buyer acknowledges that the reduced share will be transferred in full to the bid price. Consequently the debt-free price remains the same, but the sale price at completion may differ.


Other terms


Bidders agree that their contact details may be disclosed by Huutokaupat.com to the listing party to enable notification of the sale decision.


Withdrawal from the sale

If the sale does not proceed due to reasons attributable to the bidder, the seller is entitled to receive the agreed fixed compensation of 200€.

Files

  • Karosenkatu_3_taloyhtiön_asiakirjat.pdf
  • Karosenkatu_3_C_58_isannoitsijantodistus.pdf (requires login)

Mict Consulting Oy, item's publisher

2 items right now
4 sold items since April 2023

Auction and Bidding

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Starting price €25,000

The buyer assumes responsibility for the apartment's debt share

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Tee tunnus

Auction ends Fri, 06/02/2026 at 14:00, or 3 min after the last bid

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Item number: 5870874

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Entry details

Item location

Karosenkatu 3 C, 33710 Tampere

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Payment method

Payment method is agreed separately with the seller.

Last updated

14 Jan 2026, 22:22

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Mict Consulting Oy, item's publisher

2 items right now
4 sold items since April 2023

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