New-build studio on the 9th floor in Finnoo, Espoo – 29.5 m², completed in 2025, own plot, Espoo

Brief description:
A studio (1 room + kitchenette, 29.5 m²) completed in 2025 and already let, on the 9th floor of a 17-storey residential tower in Finnoo, Espoo. The rent is €690/month, and the tenant pays the utilities in addition. The maintenance charge is low at €118/month. The apartment has water-circulated underfloor heating, and the housing company is on its own plot. The building has three saunas, two club rooms and a laundry room. This is an easy-care investment property in a growing seaside area.

Property description:

As. Oy Espoon Eteläviitta is a 17-storey residential tower completed in February 2025 at Finnoonsilta 19. The building has 133 apartments and one commercial unit. The structure is reinforced concrete, and its energy class is A (E-value 73). There are solar panels on the roof.

The apartment for sale, A 66, is on the 9th floor. The studio (1 room + kitchenette, 29.5 m²) has water-circulated underfloor heating and mechanical ventilation with heat recovery. The apartment has its own water meter, so water is billed according to actual consumption. Cable TV and 50M broadband are included in the building's equipment.

Tenancy situation:
The apartment is let at €690/month, and the tenant pays the utilities (water and electricity) in addition. The buyer will receive rental income immediately after the sale, with no vacant month or renovation required. The tenancy agreement transfers to the buyer.

Housing company common areas:

• Three saunas

• Two club rooms

• Laundry room and drying room

• Storage for outdoor equipment, prams and belongings

• Shared courtyard for the block

• Two lifts

Residents can easily book and pay for the use of the common areas with the One4All app. The building's locking system was updated to the iLOQ system in 2026. The housing company is non-smoking.

Location:
The address is Finnoonsilta 19, 02270 Espoo. Finnoo is Espoo's new seaside district, which is growing rapidly. The Finnoo metro station on the western metro line connects the area to Matinkylä, Tapiola and central Helsinki. The seafront, outdoor routes and Finnoo nature areas are nearby.

Basic information:

• Apartment: A 66, 1 room + kitchenette, 29.5 m², 9th floor

• Completed: 2/2025

• Building: reinforced-concrete residential tower, 17 storeys, 133 apartments, 2 lifts

• Heating: district heating, water-circulated underfloor heating

• Ventilation: mechanical supply and extract ventilation with heat recovery

• Energy class: A (E-value 73), solar panels

• Plot: own

• Property management: Kiinteistö-Tahkola Helsinki Oy

• Property maintenance: Domio Kiinteistöpalvelut Oy

• Maintenance need: according to the board's report, there are no major repairs expected in the next five years apart from normal annual maintenance.

Costs:

• Maintenance charge: €118.00/month (€4.00/m²)

• Finance charge: €357.00/month (€0.15/share). The finance charge will rise from 1 October 2026 to €0.37/share, i.e. €880.60/month, when loan repayments begin. The first repayment is on 31 March 2027.

• Water charge: €20/person/month and an annual adjustment according to consumption

• Debt portion on 31 August 2026: €142,640.33. The housing company loan interest is 12-month Euribor + 0.90%. Extra repayments are free of charge until February 2027.