Foreclosed property with buildings in Leivonmäki with good transport connections, Joutsa

Method of submitting bids

The lot will be sold by upward bidding in an online auction held on the www.huutokaupat.com website between 16/01/2026 and 15/03/2026. Participation in the auction requires registration. The deadline for placing bids ends at 18:00 or three minutes after the last accepted bid. The Enforcement Authority is not responsible for the service provider’s system availability. The highest bid is the bid the service provider’s system has accepted as highest. The bailiff decides separately whether to accept or reject the highest bid.

Deposit

The buyer must immediately pay a deposit of 20% of the purchase price to the Enforcement Authority’s official account. The Enforcement Authority will contact the maker of the highest accepted bid. The maker of the highest bid must state on whose behalf the bid was made. Otherwise the maker of the highest bid will be considered the buyer.

Payment period

The balance of the purchase price may be granted, if necessary, a payment period of up to six weeks. The payment period must be agreed separately. If a payment period is used, annual interest is payable on the whole purchase price in accordance with section 3(2) of the Interest Act for the entire agreed payment period from the date of sale until the end of the payment period.

If no payment period is used, the purchase price must be paid immediately after acceptance of the bid. If payment is not made within the specified time, the buyer must pay late payment interest on the whole purchase price in accordance with section 4(1) of the Interest Act until the purchase price has been paid or a new sale has been completed.

Application for title registration and transfer tax

The buyer must apply for title registration for their acquisition within six months of the date of the deed of sale. The buyer must pay transfer tax on their own initiative no later than when applying for title registration. Transfer tax is 3% of the purchase price.

Transfer of possession and ownership

The buyer obtains possession of the sale object when the entire purchase price has been paid. The buyer must not use the property in a way that would reduce its value before receiving the deed of sale.

The buyer obtains ownership of the sale object upon receipt of the deed of sale. The deed of sale will be delivered once the entire purchase price has been paid and the sale has become final.

Other information

The property is attached and will be sold by public sale carried out by the bailiff in accordance, where applicable, with the general auction terms set out in the Enforcement Code.

The sales brochure is indicative and is not a comprehensive description of the sale object.

Buyers are strongly advised to familiarise themselves carefully with the sale object, the sales brochure and the attached documents before placing a bid.

The State has a right of pre-emption in the sale of real estate if acquisition of the property is necessary to ensure national defence, border control or border security, or to monitor or secure territorial integrity (Act on the State’s Right of Pre-emption in Certain Areas 29/03/2019/469).

Persons from outside the EU and EEA may acquire real property in the territory of the State of Finland only if a permit is granted (Act on the Permit Requirement for Certain Acquisitions of Real Property 29/03/2019/470). The buyer is responsible for obtaining the permit and for any obligations arising from it. More information is available on the Ministry of Defence’s website.

Appeals

An enforcement appeal concerning the sale and any action related to or preceding the sale must be made within three weeks from the date of sale. Information on the right to appeal is attached to the sale decision.